This is a page for testing new polls
This is some content
Pension Awareness Week 2022
Test your pension knowledge with our fun quiz!
1 / 10
£26.6 billion is estimated to be locked away in lost pensions. What should you do to trace your old pensions?
2 / 10
1 in 20 people could be missing out on pensions worth £9,500 each (on average). How do most pensions get lost?
3 / 10
As we go through different life stages, you may consider changing your pension. What two milestones might affect how you manage your pension?
4 / 10
If your mortgage is delaying your retirement, what could you consider using to help pay it off (with the right financial advice)?
5 / 10
According to the Financial Conduct Authority (FCA), how much money has been lost to pension scammers between 2017 and 2020?
6 / 10
Fraudsters will seize any opportunity to con people out of their money. What techniques do they use to draw their victims in?
7 / 10
What's one thing you can do to avoid being the victim of a pension scam?
8 / 10
What’s the name of our new online pension portal?
9 / 10
With a defined benefit scheme, the value of your pension is changed every year to keep up with ____________?
10 / 10
What does a defined benefit scheme guarantee you when you retire?
Your score is
Share the quiz and spread pension awareness! ✨
Restart quiz
This some more content again.
Select a reason for your enquiryRetirement (planning the process and calculations)Bereavements (understanding how the process works)PensionPoint (registering & access to the site)Age discrimination remedy (McCloud)Updating details (eg bank & address changes)Joining & leaving (including opting out & refunds)Pension finance (payroll, tax & annual allowance)Transfers & divorce (options and how it works)Increasing / reducing contributions (AVCs, APCs, 50/50)P60 (accessing your P60)ABS (accessing your annual benefit statement)Brent payroll query
If you're still paying into your pension you need to follow some steps, which starts with letting your employer know.
Learn more
You can normally take up to 25 per cent of the value of your pension as a tax-free lump sum when you retire.
Your pension is based on what you earn, so it should only affect your pension if your pay is reduced.
You can do this via PensionPoint, your secure online account.
You're always eligible for a death grant if you're still paying into your scheme (and sometimes if you're retired).
They may be entitled to receive a survivor's pension.
For PensionPoint troubleshooting, visit our Help Hub.
This figure is based on the latest information from your employer. For an up-to-date estimate, you might find our online calculators useful.
This may be a known issue we are currently trying to resolve. Visit our Help Hub for more details.
Visit now
You can update your details via PensionPoint, unless your pension is with Ealing, Havering or Newham.
You can update your address via PensionPoint.
Please send us a message via the online contact form below and upload proof of ID (eg a copy of your marriage certificate).
Your employer sets up your pension account when you start your job and has to re-enroll you every three years.
The contribution amounts differ for each employer.
This is likely to be due to tax deductions on your contributions.
You can access your payslips via PensionPoint, unless your pension is with Brent, Ealing Havering or Newham.
It gives you a higher threshold (up to £60,000) of pension savings for the tax year.
If you think your tax code is incorrect, please contact HMRC.
You may be able to transfer your pension, but you must do this within 12 months of joining your scheme.
You may be eligible to transfer your pension, but there are some restrictions.
You'll need to request details of your pension benefits (known as a Cash Equivalent Transfer Value or a CETV).
Depending on your scheme, you can do this in three ways - with an AVC, APC or added pension.
Your extra contributions will stop. You may also have other options of what to do with your contributions, depending on the scheme rules.
If you're an LGPS member, you have the flexibility to reduce your contributions and build up half your pension (the 50/50 option).
Your P60 is usually available to view via your online PensionPoint account, no later than 31 May each year.
A P60 is a statement that you receive at the end of each tax year (5 April), which shows your tax for the year.
If your transfer was completed before 31 March 2023, the transfer will be included in your annual pension figures.
Your pension benefits are calculated based on your earnings and how long you’ve been in the scheme.
Your ABS is a summary of your pension benefits for the year.
Still can't find what you're looking for? Search our Help Hub
Continue to the contact form?* NoYes
My fund is...Bedfordshire Fire & Rescue ServiceBexley Pension FundBrent Pension FundCumbria Pension FundCumbria Fire & Rescue ServiceEaling Pension FundHammersmith & Fulham Pension FundHavering Pension FundHertfordshire Pension FundHertfordshire Fire & Rescue ServiceKent Fire & Rescue ServiceLancashire County Pension FundLancashire Fire & Rescue ServiceLancashire ConstabularyLondon Fire BrigadeLondon Pensions Fund AuthorityMersey Fire & Rescue ServiceNewham Pension FundNo fund
To contact LPPA or upload documents, please use our secure online messaging facility in the Message Centre section of PensionPoint.
I have already registered for PensionPoint
I haven’t logged in to PensionPoint before
If you are not yet a member of Cumbria Pension Fund or have only recently joined, please select the ‘No fund’ option from the drop-down menu above.
Your full name*
Your personal email address*
Member mobile Number*
Member date of birth (UK-format: DD/MM/YYYY)*
Member National Insurance number (Enter the first 7 characters only)*
Message* Characters remaining: 1000
Upload your files here (combined maximum 15MB). Photos or documents must be clear and readable.
Choose file
I have read and agree to the LPPA terms and conditions
Submit
Find all the support you need in one place
Find all your pension related news in one place
