Your annual benefit statement

On this page, you'll find everything you need to know about your annual benefit statement (ABS) - including how to access and understand your latest statement.

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What is an annual benefit statement?

Your benefit statement is a summary of your pension benefits for the year up to 31 March. It shows how much your pension is worth at that date and gives you an estimate of what it could be worth when you retire (at your Normal Pension Age).

What is an annual benefit statement?

Your benefit statement is a summary of your pension benefits for the year up to 31 March. It shows how much your pension is worth at that date and gives you an estimate of what it could be worth when you retire (at your Normal Pension Age).

Your ABS also shows an estimate of any survivor’s pension and death grant entitlements your beneficiaries would receive in the event of your death.

How to access your annual benefit statement

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Annual benefit statement: breakdown

Select your scheme, then open the expandable boxes to view the key things you should check on your statement.

As an LGPS member, you do not need to take any action to claim your protection under the age discrimination remedy (McCloud) . If you qualify, we will automatically apply the protection when you take your LGPS pension. Learn more

If you are affected by Remedy, you do not need to write to us or make any decision. If you are contacted by a third party organisation selling a service to help you claim additional pension, you should not engage with them.

This year’s statement has been produced on the basis that you are not eligible for the age discrimination remedy (McCloud/Sargeant) due to your period of service. If you are eligible for Remedy, you will receive a separate Remediable Service Statement no later than 31 March 2025.

This year’s statement has been produced on the basis that you are not eligible for the age discrimination remedy (McCloud/Sargeant) due to your period of service. If you are eligible for Remedy, you will receive a separate Remediable Service Statement no later than 31 March 2025.

Remember, most of the figures on your statement are estimates only and may be slightly different from your final retirement figures.

ABS glossary

Use the glossary below to help you understand your annual benefit statement.

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