1987 Scheme FAQs

Our most commonly asked questions and answers.

Frequently asked questions

If you have left employment with the Police Force you may be able to transfer your benefits to another occupational pension scheme pension scheme which satisfies certain requirements. An essential requirement is that the scheme must be a UK tax registered pension scheme and must not provide ‘flexible benefits’. Generally, a ‘flexible benefit’ is a pension benefit which is calculated by reference to an amount of money such as money purchase or cash balance benefits. 

This would be the date on which you have been a member of the scheme for 30 years taking into account any transferred in membership and any breaks in membership for which you have not paid contributions.

If you have the maximum membership of 30 years on your retirement or have reached your Normal Retirement Age you may commute up to a ¼ of your pension for a lump sum. For each £1 of pension you give up you would receive a lump sum based on the factors provided by GAD and are based on your age at retirement. Please note that if you take the maximum lump sum some of it may be subject to a tax charge.

The scheme pays benefits to a legal spouse or civil partner.  There is no provision for cohabiting benefits.  If you are already in receipt of your pension benefits then the date of the marriage/Civil partnership can affect the level of the dependents pension.

An amount which is two times your pensionable pay will be paid to your spouse/estate as a death grant, there is no option to nominate who receives this payment. An ongoing pension is provided for your spouse, registered civil partner and, subject to certain qualifying conditions, eligible children. There is no provision to pay to a cohabiting partner.

An ongoing pension is provided for your spouse, registered civil partner and, subject to certain qualifying conditions, eligible children. There is no provision to pay to a cohabiting partner.

An ongoing pension is provided for your spouse, registered civil partner and, subject to certain qualifying conditions, eligible children. There is no provision to pay to a cohabiting partner.

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