Firefighters’ Scheme
If you want to opt out of pension saving please complete the opt out form at the bottom of this page and return it to your employer, but before you do here are 10 great reasons to remain a member of the scheme…
10 Reasons to remain a member
Employer Contributions
Your employer shares the cost – your employer will contribute around twice as much as you do to the Scheme. You do not benefit from that money without participating in the scheme.
Life Cover
Life cover of three years pay – from the second you join. And unlike other forms of life insurance, there’s no medical.
Tax Relief
You get tax relief on all your contributions – even on extra payments you make to top up your benefits.
Tax Free Lump Sum
All members can take a tax free lump sum as part of their benefits package.
No Hidden Fees
No hidden fees or charges – you simply contribute a percentage of your pay.
No Investment Risk
No investment risk – you get a guaranteed package of benefits which are backed by law.
Protection For You
Protection for you – in case you have to draw your benefits early through ill health.
Protection For Your Family
Protection for your loved ones – in the form of pensions for dependents if you die.
Pension Goes Up With Inflation
Once you are in receipt of your pension it will go up in line with inflation, protecting you from rising prices.
Provide For Your Retirement
We all have a responsibility to provide for our own retirement.
Opt out form
If you still wish to leave, please find the opt-out form here.