Remedy

Removing age discrimination from the Police Pension Scheme.

We understand that you may have questions or concerns relating to the age discrimination ruling, which was accepted by the Government in July 2019.

Rest assured, we are in constant discussions with the National Police Chiefs’ Council (NPCC) to help you understand the impact of this ruling and will provide you with updates as soon as we have them.  

If you want more information, you might find the attached document useful from the National Police Chiefs’ Council. It outlines the very latest information in regard to Remedy and answers many of the questions you may find yourself asking. 

Remedy calculator

If you believe your pension benefits have been affected by the age discrimination ruling, the Government Actuary Department has developed an online calculator to help work out an estimate of your benefits.

You can access this calculator via the link below. But before you do, please be aware of the following information:

Remedy calculator checklist

  • The calculator has been developed by GAD on behalf of the NPCC to provide projected benefits under McCloud Remedy.
  • XPS has agreed to host this calculator but is not responsible for the financial projections that are provided. Likewise, XPS is unable to assist with any queries related to using the calculator or the calculations produced.
  • Please ensure you read the Home screen and T&Cs that provide full details on how the calculator works and how to use it.
  • The calculator illustrates the potential value of benefits for those with membership of the 1987 scheme at key ages and service milestones. Assumptions have been used that allow for inflation and annual pay increases and therefore may differ from those provided by administrators.
  • Further functionality will be added at a later date (pension sharing orders, 2006 scheme members).
  • Calculations are for guidance and provide estimates only.
  • While the illustration will show members what they are entitled to under remedy, anyone retiring before October 2023 will retire with the benefits they have accrued in both legacy and reform schemes. These members will be offered a choice of scheme membership for the period 2015-2022 at a later date following the implementation of legislation expected in October 2023

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