Employee contribution bandings
The rate you pay depends on the scheme you are in and the pay band you fall into.
2015 scheme
| Annual Pensionable Pay | Contribution rate |
| Up to £27,818 | 11.0% |
| £27,819 to £51,515 | 12.9% |
| £51,516 to £142,500 | 13.5% |
| £142,501 or more | 14.5% |
Please note that:
- The amount of pensionable pay for a retained or volunteer firefighter for the purpose of the first column of the above table is that firefighter’s reference pay.
- The amount of pensionable pay of a part-time firefighter for the purpose of the first column of the table must be the amount of pensionable pay of a whole-time regular firefighter of equivalent role and length of service.
***Note that this information was correct at the time of issue but may have been updated or superseded. If in doubt please contact the Pensions Helpdesk.***
Tax relief
Contributions are deducted from your salary before you pay tax. So, if you pay tax at the rate of 20%, every £1 that you contribute to the scheme only costs you 80p net.