Employee contribution bandings
The rate you pay depends on the scheme you are in and the pay band you fall into.
1992 scheme
| Annual Pensionable Pay | 1992 Scheme & Modified retained scheme |
| Up to and including £15,609 | 11.0% |
| More than £15,609 and up to and including £21,852 | 12.2% |
| More than £21,852 and up to and including £31,218 | 14.2% |
| More than £31,218 and up to and including £41,624 | 14.7% |
| More than £41,624 and up to and including £52,030 | 15.2% |
| More than £52,030 and up to and including £62,436 | 15.5% |
| More than £62,436 and up to and including £104,060 | 16.0% |
| More than £104,060 and up to and including £124,872 | 16.5% |
| More than £124,872 | 17.0% |
Please note that:
- The amount of pensionable pay for a retained or volunteer firefighter for the purpose of the first column of the above table is that firefighter’s reference pay.
- The amount of pensionable pay of a part-time firefighter for the purpose of the first column of the table must be the whole time equivalent amount.
Tax relief
Contributions are deducted from your salary before you pay tax. So, if you pay tax at the rate of 20%, every £1 that you contribute to the scheme only costs you 80p net.