It’s Time to Talk Day today (2 February). So, we wanted to remind you that at times in life when things get tough, it’s important to make time to talk – a simple conversation can help make all the difference. 

Referred to as the nation’s biggest mental health conversation, and run by charities Mind and Rethink Mental Illness, Time to Talk Day is a day for friends, families and communities to come together, talk and listen. You can find out more about Time to Talk Day here

Struggling with adjusting to retirement 

One of life’s big changes that might need a conversation or a sympathetic ear, is the transition into retirement. While the idea of retiring can be exciting and rewarding, the process can be difficult for many people. After a lifetime of working 9 to 5, stopping work altogether can often affect your mental health and wellbeing. 

If you’re struggling with the transition into retirement or you know someone who is, you don’t have to deal with it on your own. Talking about it with family and close friends, or your GP or a local charity, can help.  

There are plenty of ways you can start that conversation to help others too. It can be as simple as stopping by for a chat and a cuppa, or you could ask them to join you for a walk and talk along the way. 

Retirement options 

There are also options around the retirement transition process you might want to consider – such as going part time or taking on a role with reduced responsibilities. 

Depending on your scheme, you might also have the option of considering flexible retirement. This can allow you to access your pension while working fewer hours or days a week. To find out more, see our Help Hub FAQs on Planning your retirement. But remember, always speak with a financial adviser before making any major decisions. 

Getting support  

There are charities and support services that can help too. You may want to try the below links. 

Mental Health Foundation – How to look after your mental health in later life  

HelpGuide – Adjusting to retirement  

Age UK – Preparing emotionally for retirement