What does it cost?

Your contributions are based on the rate of pay you receive. Here you will find all the information you need to understand your contribution rate and what your employer pays in too.

Employee contribution bandings

The rate you pay depends on the scheme you are in and the pay band you fall into.

2006 Scheme

Annual Pensionable Pay2006 Scheme
Up to and including £15,6098.5%
More than £15,609 and up to and including £21,8529.4%
More than £21,852 and up to and including £31,218 10.4%
More than £31,218 and up to and including £41,624 10.9%
More than £41,624 and up to and including £52,030 11.2%
More than £52,030 and up to and including £62,436 11.3%
More than £62,436 and up to and including £104,060 11.7%
More than £104,060 and up to and including £124,872 12.1%
More than £124,872 12.5%

Please note that:

  1. The amount of pensionable pay for a retained or volunteer firefighter for the purpose of the first column of the above table is that firefighter’s reference pay.
  2. The amount of pensionable pay of a part-time firefighter for the purpose of the first column of the table must be the whole time equivalent amount.

Tax relief

Contributions are deducted from your salary before you pay tax. So, if you pay tax at the rate of 20%, every £1 that you contribute to the scheme only costs you 80p net.